Features & Benefits
Your dream home, a reality
Loan requirement - We offer you loans ranging from Rs. 5 lakhs upto Rs. 3 crore*.
Property types - We offer loans to Resident Indians and NRIs for ready property, under construction property, self-construction and home improvement.
Loan tenure - Loans are available for tenures upto 25 years.
Flexibility, savings... more!
Repayment options - Choose between fixed and floating rate home loans. You also have the option of switching from a floating rate home loan to a fixed rate home loan once a year at no extra cost. **
No penalty option - You can opt to pre-pay up to 25% of your loan every year. Pre-payment is permitted after a minimum of 6 months following loan disbursal.
Free Gold credit card - On approval of your Home Loan, you get a Gold credit card#, free for the first year with annual charges being waived.
Tax benefits - Resident Indians are eligible for certain tax benefits on principal and interest components of a housing loan under the Income Tax Act, 1961.##
http://www.hsbc.co.in/1/2/personal/loans/home-loan
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